National Pension System

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NPS for NRIs

National Pension System for NRIs

Build a strong retirement foundation in India while you grow your career overseas with a government-backed pension plan designed for long term stability.

It supports disciplined savings, clear structure, and professional oversight to help you plan confidently for the future.

Start Your NPS Journey Today

Why NPS Stands Out for Non-Resident Indians

NPS offers a well-organized, affordable way to accumulate meaningful retirement savings during your earning years abroad.

Flexibility in Contributions

There is no upper investment limit, giving you flexibility to adjust contributions based on income.

Portfolio Choice

Select your favourite fund managers and make decisions on how your investments will be split in equity, debt, and other asset classes.

Portability

Your account isn't tied to any location. Whether you change jobs or move between countries, your NPS stays with you.

Professional Management

Professionals take care of your portfolio, handling everything from stocks to government securities.

Low Cost Structure

NPS has one of the lowest fund management charges compared to other retirement plans for NRIs.

Regulatory Oversight

Being regulated by PFRDA ensures transparency and security of your investments.

An Overview of NPS Accounts for NRIs

Tier 1

This is your retirement account for regular contributions from you or your employer, which are invested according to your chosen scheme and fund manager.

Types of
Accounts

Tier 2

This is your voluntary/optional account for savings that allows you to withdraw funds whenever you need them, as long as you have an active Tier 1 account.

What are the Eligibility Criteria for NRIs?

Before you begin your NPS journey, here's what you need to qualify:

Must be an Indian citizen (resident or non-resident)

Age between 18 and 70 years at the time of account opening

Need a valid NRO (Non-Resident Ordinary) bank account for transactions

Should have a valid PAN card issued by the Indian authorities

Must comply with KYC (Know Your Customer) requirements

A Tier II account can be opened only if you have an active Tier I account

Why Choose Us for Your NPS Journey?

Cross-border retirement planning isn't simple, and that's exactly where we come in. Here's what sets us apart:

Specialized NRI ExpertiseWe've worked with thousands of NRIs and know exactly what challenges you face when investing from abroad.

End-to-End SupportWhether it's opening your account or planning your eventual withdrawals, we're with you at every stage.

Transparent AdvisoryYou'll never find hidden fees. Our advice is honest and meant to help you make the right decisions.

Compliance AssistanceIndian tax rules can get tricky when you are abroad, so we help you stay compliant without the confusion.

Personalized Retirement PlanningSince everyone’s life and goals are different, your retirement plan is created to match what matters to you.

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Calculate Your Retirement Corpus

Plan your future with precision using our NPS calculator to estimate your retirement savings.

Monthly Contribution

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Expected Return (p.a)

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Total Invested

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Est. Gains

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Total Corpus

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Start Building Your Retirement Today

Don't wait for tomorrow to secure your future. Fill out the details below and let our experts guide you towards a stress-free retirement.

FAQs

1. What is NPS for NRIs?

NPS is a government-backed retirement plan in India that helps individuals save for retirement. It offers regular investments with benefits paid as a lump sum and a monthly pension after retirement.